Use this free India income tax calculator to estimate your tax for FY 2025-26. Choose the new or old regime, get annual, monthly, weekly, daily, and hourly breakdowns, and compare two salaries side by side.
EPF (Employee Provident Fund)
Employee contributes a percentage of (basic + DA); typically 12%. Enter Basic salary (annual) and EPF (% of basic) above to compute the amount. Deducted from salary before crediting take-home. Qualifies for 80C (tax deduction) up to ₹1.5L.
Professional tax
State-level levy; amount varies by state (e.g. ₹200/month, max ~₹2,500/year). Deducted from salary. Not linked to income tax.
ESI (Employees’ State Insurance)
When gross salary ≤ ₹21,000/month, employee contributes 0.75% of gross. For higher salaries, ESI usually does not apply.
Others
NPS (voluntary), loan/advance recovery, group insurance, etc. may also be deducted from salary depending on employer.
New regime
| Slab | Rate |
|---|---|
| Up to ₹4L | 0% |
| ₹4–8L | 5% |
| ₹8–12L | 10% |
| ₹12–16L | 15% |
| ₹16–20L | 20% |
| ₹20–24L | 25% |
| >₹24L | 30% |
Std. ded. ₹75,000. Rebate 87A ₹60,000 (income ≤₹12L).
Old regime
| Slab | Rate |
|---|---|
| Up to ₹2.5L | 0% |
| ₹2.5–5L | 5% |
| ₹5–10L | 20% |
| >₹10L | 30% |
Std. ded. ₹50,000. Rebate 87A ₹12,500 (income ≤₹5L).